MAP: Marijuana Legal Status by State | August 2019

Chances are, Medical Marijuana is coming to a state near you!

Cannabis and Hemp operations is a Workers’ Compensation class getting a lot of attention these days.  Since the 2018 U.S. Farm Bill moved hemp out of criminal classification, the national conversation regarding the legalization of marijuana has amplified exponentially and existing marijuana laws are practically changing by the day.

As of August 2019, there are currently 33 states, plus the District of Columbia, where the medical use of cannabis has been legalized, with a doctor’s recommendation.  These states are Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Illinois, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Utah, Vermont, Washington, West Virginia and Washington D.C.

Additionally, there are 11 states, as well as the District of Columbia, that have legalized recreational marijuana use for adults.  The 11 states with this law currently on the books are Alaska, California, Colorado, Illinois, Maine, Massachusetts, Michigan, Nevada, Oregon, Vermont, Washington and Washington D.C.

It’s predicted that the list of states will continue to grow as more states introduce legislation for the medicinal and recreational use of cannabis, CBD oil, and CBD based products.  With the introduction of a wide variety of cannabis and hemp products, the opportunity to offer more Workers' Comp to manufacturing and retail employees will also increase.  All Risks offers Workers' Compensation coverage for cannabis and hemp operations that’s available nationwide, excluding monopolistic states (ND, OH, WA and WY).

As each state weighs in on whether to legalize Marijuana in some capacity, do not hesitate to reach out to our Workers’ Compensation Brokerage Underwriters with any questions you may have regarding this growing, hard-to-place class.

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Note: The legal status of each state reflects the current laws at the time this article was written.

Legal Disclaimer: Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.