Finding a Market for Janitorial WC is No Longer a Chore 

In light of the COVID-19 outbreak nationwide, an increase in deep cleaning and sanitizing commercial facilities and institutions has become a critical risk mitigation tool.  With Janitorial and Commercial Cleaning services in such high demand, it’s important to keep employees safe.  According to the Bureau of Labor Statistics, and prior to this global pandemic, janitors and building cleaners held almost 2.4 million jobs in 2018.  They projected this sector to grow 7% from 2018 to 2028, faster than the average for all occupations.

Janitorial employees have very physically demanding jobs. They spend a majority of their time walking, standing, or bending while they clean, and are often moving or lifting heavy supplies and equipment.  Common injuries and illnesses sustained from Janitorial work include: minor cuts, bruises, and burns from machines, tools, and chemicals, as well as strains from lifting, bending, pushing and pulling.

Janitorial responsibilities include: Gathering trash, sweeping, mopping, vacuuming, cleaning spills and other hazards with appropriate equipment, restocking supplies, washing windows up to one story, cleaning walls and glass, and making minor building repairs.  

Most recently, some of our carriers have added fire and water restoration services to their underwriting appetites.  Please work with your local WC Broker to learn which operations are eligible.

RECENT JANITORIAL SUCCESSES

INSURED CLASS CODE STATE E-MOD PREMIUM
Fire/ Water Restoration 9008 CA 2.08 $47,000
Water Restoration 9008 CA 0.80 $16,000
Commercial Janitorial 9014 AL 1.38 $15,200
Water Restoration 9014 FL N/A $8,800
Janitorial 9014 VA N/A $5,000
Building Maintenance 9008 CA N/A $2,500

Janitorial Workers' Compensation coverage is available nationwide.  All Risks has strong relationships with carriers and can often take a second look at an account that may have been denied in the past.  Access our exclusive WC carrier programs for the most competitive coverage in the marketplace. Download our flyer and contact your local Workers’ Compensation Broker today!

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Legal Disclaimer: Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.