New Personal Lines Carrier for AL & MS, Plus New Competitive Rates in 10 States

RICHMOND, VA (May 1, 2020) – All Risks, Ltd., the nation’s largest independent wholesaler, has added a new A.M. Best “A-” rated non-admitted carrier to the QuickHome online quoting platform to provide Homeowners and Dwelling coverage in two additional states, Alabama and Mississippi.  In addition, this carrier is now offering highly competitive rates in Delaware, Georgia, Louisiana, Maryland, New Jersey, New York, North Carolina, South Carolina, Texas and Virginia.

Online Product Highlights:

  • Coverage A values between $100,000 and $1,000,000,000
  • Forms: HO-3, HO-5, and DP-3
  • Occupancies: Owner Primary, Owner Secondary, Annual Rental, Short-Term/Seasonal Rental
  • Coverage for homes right up to the water
  • No minimum wind deductible
  • All major update years accepted
  • Additional coverage options include: Extended Replacement Cost, Increased Ordinance or Law, Water Backup, Limited Mold Coverage, Identity Fraud, Personal Injury Coverage, Green Upgrades Coverage, and Loss Assessment Coverage.  Availability of these coverage options dependent on base policy form and individual account details.
  • Product available in: AL, DE, GA, LA, MD, MS, NJ, NY, NC, SC, TX and VA.  Some counties and tier restrictions may apply.

“This strong A.M. Best ‘A-’ rated carrier will provide our retail agency clients with a competitive quote and top commissions.  We’re proud to expand our quick and convenient personal lines online quoting platform with even more capacity and adjustable options for a customized policy,” stated Lee Branson, Vice President, Personal Lines.

All Risks, Ltd.’s proprietary QuickHome platform allows retail agents to log online 24/7 for competitive indications, accurate quotes and same-day specialty personal lines coverage for hard-to-place homes.  To start online quoting, click on “Agent Login” at  or call 1-877-275-9578.  Please note that retail agents must have a Broker Agreement to create an online account.  To request an agreement, go to

All Risks, Ltd. is the largest independent insurance wholesaler serving retail insurance agents and brokers nationwide.  This innovative team delivers comprehensive specialty commercial and personal lines solutions through a full-service platform of quality brokerage markets, quick in-house binding authority, exclusive national programs and easy-to-use online technology.  Based in Hunt Valley, Maryland, the 55-year-old firm employs 875 staff members in 27 offices around the country.  To learn more, please visit

Legal Disclaimer: Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.