All Risks' Private Flood Insurance vs. NFIP

Did you know that All Risks has multiple Private Flood options
for residential properties that are better than the NFIP?

All Risks, Ltd. offers two private flood products for residential properties, FloodPlus and Neptune Online Flood, available in most states with multiple A.M. Best “A-” or better rated carrier options.

Both products offer higher limits and more robust coverage than the National Flood Insurance Program (NFIP).  All Risks has numerous deductible and coverage options available and unlike the NFIP, no elevation certificate is required.

Unlike the NFIP, which requires a 30-day waiting period, our FloodPlus product does not require any waiting period.  For our Neptune online flood product, there is no waiting period for loan transactions; otherwise there is a 10-day wait. 

We’ve made it easy to compare three flood products with this detailed Coverage Comparison Guide.  Go line-by-line to learn the distinctions between each program; see what's covered, restricted and excluded.

Compare All Risks’ Residential Private Flood products, FloodPlus and Neptune Online Flood with the NFIP program and decide for yourself!

View the flood coverage comparison now or save it as a reference for later:Download Coverage   Comparison

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Legal Disclaimer: Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.