New Carrier For Occupational Accident Product

RICHMOND, VA (January 7, 2020) –All Risks, Ltd., the nation’s largest independent wholesaler, has added a new carrier for its Occupational Accident product.  This new market is transportation focused including trucking, livery, courier and delivery.  This admitted carrier has a five driver minimum and the ability to write contract drivers using company owned equipment or equipment owned by another independent contractor.

This Occupational Accident product is available in 38 states through an A.M. Best “A” rated carrier on admitted paper, depending on the class of business/situs state.  Coverage includes Accidental Death, Accidental Dismemberment and Survivors, Accidental Medical Expense, Continuous/Temporary Total Disability and Non-Occupational Accident Benefits, Paralysis Benefit.  Contingent Liability is available in most states.

This new market is currently available in Alabama, Arizona, Arkansas, California, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.

All Risks has additional Occupational Accident markets available nationwide.  Additional classes that All Risks can offer Occupational Accident coverage include behavioral healthcare, consulting, courier/delivery, home care services, landscaping, office related services, oil/gas, professional services, technology, trucking, among many others.

“As an industry leader, we are proud to introduce this product for an Occupational Accident class that can be challenging to place for our retail partners.  In addition to providing increased capacity, agents can benefit from competitive rates and commissions through this new 'A' rated admitted market,” stated Jim Mitchell, Vice President of Workers’ Compensation and Accident & Health.

To receive a quote for a transportation risk, retail insurance agents can submit a transportation application, three years currently valued loss runs, an independent contractor – owner operator census, a complete description of the insured’s operations, target pricing, and a copy of the sub-contractor agreement to

For more information about the Occupational Accident coverage, please contact Julia Vogel, Brokerage Underwriter, at or 866-322-0097, extension 3959.  Please note that Occupational Accident insurance is not Workers’ Compensation coverage and is not a substitute for Workers’ Compensation coverage.

All Risks, Ltd. is the largest independent insurance wholesale broker serving retail insurance agents and brokers nationwide.  This innovative team delivers comprehensive specialty commercial and personal lines solutions through a full-service platform of quality brokerage markets, quick in-house binding authority, exclusive national programs and easy-to-use online technology.  All Risks, Ltd. was formed as an excess and surplus lines facility in 1964.  Based in Hunt Valley, Maryland, the firm employs 875 staff members in 27 offices around the country.  To learn more, please visit

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Legal Disclaimer: Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.