ALIVE RISK Announces Major Expansion of Accident & Health Program with New Admitted Carrier: Aspen American Insurance Company

HUNT VALLEY, MD (August 14, 2019) – All Risks, Ltd., the nation’s largest independent wholesale insurance brokerage firm, is pleased to announce a major expansion of its Accident & Health program through a new strategic relationship with Aspen American Insurance Company, an A.M. Best rated “A+” carrier.  ALIVE RISK, a division of All Risks, Ltd., is the administrator of this program.

This strategic relationship will serve to fortify ALIVE RISK’s Accident & Health program, adding a major new market and additional capabilities to their suite of products.  With this new relationship, ALIVE RISK has binding authority from this carrier to write Blanket Accident Medical and Accidental Death A&H products in 45 states.

According to Patrick Gavin, Managing Director of ALIVE RISK, “This new strategic alliance relationship adds a significant new dimension to our A&H program, giving us even greater capabilities and flexibility with regard to quoting and binding authority.”

He adds, “Essentially, it makes our already robust A&H program, which includes Crum and Forster and AXIS, even stronger.  Backed by our history of exceptional service and close to a century of combined underwriter expertise in the sector, we can now be even more agile, flexible and forward-leaning.”

As part of the ALIVE RISK portfolio, the A&H program is available in all 50 states on an admitted basis, featuring A.M. Best “A” rated or better carriers.  A&H programs include K-12 student accident, intercollegiate/collegiate sports programs, youth and amateur sports programs, volunteer accident and special risks, business travel accident and college/university health.  Lines of coverage include Blanket Special Risk and Accident Medical, such as Base and Catastrophic Medical, Accidental Death and Dismemberment (AD&D) and Weekly Accident Indemnity.

For more information, please contact Lynne Dudley at or at 267-572-0715 or JoAnna Lynch at or 410-828-5810, extension 3391.

About All Risks, Ltd.
All Risks, Ltd. is the largest independent insurance wholesaler serving retail insurance agents and brokers nationwide. This innovative team delivers comprehensive specialty commercial and personal lines solutions through a full-service platform of quality brokerage markets, quick in- house binding authority, exclusive national programs and easy-to-use online technology.  Based in Hunt Valley, Maryland, the 55-year-old firm employs 880 staff members in 26 offices around the country. To learn more, please visit

About Aspen American Insurance Company
Aspen is an established leader in many of our chosen markets. Each of our business lines is run by a group of highly respected and experienced industry experts who possess in-depth knowledge of the industries we serve, as well as an exceptional ability to create targeted product solutions. Aspen American Insurance Company is rated “A” (Excellent) by A.M. Best for financial strength and stability. Aspen US Insurance writes property, casualty and specialty insurance in the United States on both a surplus line and admitted basis through Aspen Specialty Insurance Company and Aspen American Insurance Company. For more information, please visit

Legal Disclaimer: Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.