All Risks, Ltd. Announces Exclusive Workers' Compensation Specialty for Nursing Homes and Assisted Living

RICHMOND, VA (July 8, 2019) – All Risks, Ltd., the nation’s largest independent wholesale insurance brokerage firm, has announced an exclusive Workers’ Compensation product targeted towards employees working at nursing homes, assisted living and retirement living centers.

All Risks works with retail insurance agents and brokers to offer this national Workers’ Compensation specialty class.  In addition to nursing homes and other healthcare facilities, this product is competitive for convalescent homes, long-term care and congregate living facilities.  

Eligible Classes
8824 | Retirement Living Centers – (Nursing Homes) Health Care Employees
8825 | Retirement Living Centers – (Nursing Homes) Food Service Employees
8826 | Retirement Living Centers – (Nursing Homes) All Other Employees
8829 | Convalescent Homes – All Employees/Nursing Homes – All Employees
9070 | Residential Care Facilities – (Assisted Living)
9085 | Residential Care Facilities – (Assisted Living) Dev. Disabled
8851 | Congregate Living Facilities
8832 | Physicians
8834 | Physicians
8833 | Hospitals– Professional Employees
9043 | Hospitals – All Employees
9040 | Hospitals – All Other Employees/Hospitals – Professional Employees
8742 | Salespersons or Collectors – Outside
8810 | Clerical

All Risks, Ltd. is well equipped to handle this underserved, hard-to-place healthcare and senior living class.  Our dedicated Workers’ Compensation insurance brokers & underwriters have identified the top WC carriers for this healthcare industry class and developed this exclusive Nursing Homes and Assisted Living insurance program.

The product features A.M. Best "A-" or better rated carriers, guaranteed cost and loss sensitive plans, and minimum premiums starting at $15,000. Other highlights include
monthly self-reporting with multiple pay options, as well as direct access to carrier programs, rating, and pricing. Our Nursing Home and Assisted Living specialty program is available nationwide,  excluding Monopolistic states (ND, OH, WA & WY).

For questions or to submit a Nursing Homes and Assisted Living risk, please contact your local Workers' Comp underwriter at 800-366-5810.

All Risks, Ltd. is the largest independent insurance wholesaler serving retail insurance agents and brokers nationwide.  This innovative team delivers comprehensive specialty commercial and personal lines solutions through a full-service platform of quality brokerage markets, quick in-house binding authority, exclusive national programs and easy-to-use online technology.  All Risks, Ltd. was formed as an excess and surplus lines facility in 1964.  Based in Hunt Valley, Maryland, the firm employs 875 staff members in 26 offices around the country.  To learn more, please visit


Legal Disclaimer: Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.