All Risks Launches New Earthquake Insurance Program – Learn More

All Risks, Ltd. Blog

Indemnity Provisions Beware

Posted by admin on Oct 22, 2018 11:44:36 AM

Feature Article Courtesy of Laurie A. Randolph

Your client may demand, as a condition of your professional services agreement, that you assume certain risks of the client and others on the project and “indemnify” them for any losses resulting from those risks.  Depending on the scope of the indemnity you provide, you may have financial risks well beyond liability for your own negligence – risks that may not be covered by your professional liability insurance.  A clear understanding of indemnification is essential to recognizing your risks.

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Tags: National Programs, architects and engineers

New FEMA Flood Ruling

Posted by admin on Oct 19, 2018 12:07:12 PM

Did you know that there is a FEMA rule that just went into effect that allows insureds to cancel their National Flood Insurance Program (NFIP) policy at anytime to move their coverage to the private flood market?  Moving coverage from the NFIP to All Risks’ private flood insurance can save your insureds money while also better protecting them from a flood loss by offering higher limits and more comprehensive coverage.  The information below shows the new rule from FEMA with everything that you need to know.  You can also read the full memorandum here.

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Tags: Personal Lines

All Risks, Ltd. Announces New Partnership with Aspen Insurance

Posted by admin on Oct 18, 2018 11:17:26 AM

All Risks, Ltd. is pleased to announce our new collaboration with Aspen Insurance and its affiliated insurance carriers, partnering to provide a superior Professional Liability program to the Architects & Engineers Professional Liability marketplace.

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Tags: architects and engineers, National Programs

All Risks, Ltd.’s Dallas Office Lead Transportation Broker, Andrew Baker

Posted by admin on Oct 17, 2018 1:16:03 PM

DALLAS, TX (October 17, 2018) - This summer, All Risks, Ltd., the nation’s largest independent wholesale insurance brokerage firm, welcomed Andrew Baker to the Dallas, TX office.  Andrew focuses on Auto Liability, Inland Marine (Motor Truck Cargo), Excess and Umbrella, Business Auto, and Motor Truck Cargo for auto-related risks throughout the South Central Region.   

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Tags: Commercial Lines

All Risks, Ltd. Launches New Medical Professional Liability Insurance Program for Trauma Surgeons; Hires Industry Veteran, Carolyn Verde, to Lead

Posted by admin on Oct 1, 2018 5:49:19 PM

HUNT VALLEY, MD (October 1, 2018) – All Risks, Ltd., the nation’s largest independent wholesale insurance brokerage firm, has introduced a new Medical Professional Liability Program for Trauma Surgeons.  This new program is focused on providing Professional Liability for general, trauma, and critical/acute care surgeons, with group sizes of up to 20 and limit of Liability coverage of $1M/$3M per provider. 

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Tags: Press Release, National Programs

Melanie Garner Joins All Risks, Ltd.’s Austin Office as Transportation Brokerage Underwriter

Posted by admin on Aug 20, 2018 4:18:56 PM

AUSTIN, TX (August 20, 2018) – All Risks, Ltd., the nation’s largest independent wholesale insurance broker, is pleased to welcome Melanie Garner as a Transportation Brokerage Underwriter to the Austin, TX office.  Melanie will focus on Auto Liability, Inland Marine (Motor Truck Cargo), Physical Damage, Excess and Umbrella for auto and transportation risks in the South Central region.

Melanie is licensed in Property and Casualty and has over 20 years of experience in the insurance industry, primarily on the wholesaler side.  She began her insurance career at Travis Boating Center in Austin, TX, offering new boat owners insurance from their in-house carrier.  Melanie joined the wholesale side of the business in 1999, where she has built and maintained strong professional relationships with key transportation agents and carriers.  Melanie is passionate about the industry and prides herself on excellent customer service and communication.

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Tags: Press Release

All Risks, Ltd. Welcomes Lindsay Ventura, Underwriter for Insurance Agents E&O Program

Posted by admin on Aug 14, 2018 3:07:39 PM

HUNT VALLEY, MD (August 14, 2018) – All Risks, Ltd., the nation’s largest independent wholesale insurance brokerage firm, welcomes Lindsay Ventura as an Underwriter for the Insurance Agents Errors & Omissions program for the National Specialty Programs unit.  In her new role, Lindsay will underwrite Professional Liability coverage for insurance agents.  Multiple coverage options are available, including Defense Outside the Limits, First Dollar Defense, Aggregate Deductibles, and Privacy.  All Risks can consider any mix of Life/Accident & Health and Property & Casualty products and can directly write retail, wholesale and Managing General Agent/Program Administrators (MGA/PA) agencies or accept business through retail brokers.  As part of the National Specialty Programs unit, this program is available nationwide.

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Tags: Press Release, National Programs

Amanda Dolan Joins All Risks, Ltd.'s Distribution and Broker Partnership Team as Vice President, Executive Broker Manager

Posted by admin on Aug 1, 2018 11:21:18 AM

HUNT VALLEY, MD (August 1, 2018) – All Risks, Ltd., the nation’s largest independent wholesale insurance broker, announces Amanda Dolan will join the Distribution and Broker Partnership team in a new role as Vice President, Executive Broker Manager.

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Tags: Press Release

Good Preparation Can Be the Best Defense

Posted by Kim Stone-Vilim, CPA on Jul 27, 2018 2:50:37 PM

The following article was written by Kim Stone-Vilim, CPA. Kim is the Accountants Program Manager at All Risks, Ltd. in Geneva IL. She can be reached at kstone@allrisks.com.

With all the changes that regularly occur in the accounting profession, CPAs often find it difficult to both keep up with all the changes and continue to manage the day-to-day workload. During these times, the temptation to cut corners or do the minimum may be too great for some. Procedures and guidelines, therefore, are critical to your business’s risk management efforts. These guidelines must be communicated to and followed by all to help protect your firm from future legal problems.

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Tags: professional liability

All Risks, Ltd.'s Dallas Office Welcomes Brokers, Andrew Baker & Richard Deal

Posted by admin on Jul 18, 2018 3:52:06 PM

DALLAS, TX (July 18, 2018) – All Risks, Ltd., the nation’s largest independent wholesale insurance broker, is pleased to welcome Andrew Baker and Richard Deal to the Dallas, TX office.  Andrew will focus on Auto Liability, Inland Marine (Motor Truck Cargo), Excess and Umbrella, Business Auto, and Motor Truck Cargo for auto-related risks in the South Central region.  Richard will concentrate on construction risks in Texas, Oklahoma, and Arkansas.

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Tags: professional liability, Property, Commercial Lines

All Risks, Ltd. was formed as an excess and surplus lines facility in 1964. Employing over 900 professionals in 28 locations, we deliver comprehensive commercial and personal insurance solutions exclusively to retail agents and brokers. As brokers or underwriters, we are our agents’ licensed navigators in the specialty insurance market. All Risks provides a full-service platform of brokerage, contract binding and program capability.

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